Privacy Policy Bhagya Laxmi Sahakari Saakh Sanstha Maryadit Bhopal, available at https://blsssm.nif.in (hereinafter referred to as “BLSSSMB Website” or “Website”), is a digital platform offered by Bhagya Laxmi Sahakari Saakh Sanstha Maryadit Bhopal (hereinafter referred to as “BLSSSMB” or “we” or “our”), a cooperative society registered and headquartered in Bhopal, Madhya Pradesh, India. This policy describes how BLSSSMB and its affiliated entities process, store, and utilize user information while you access and interact with this Website. The Website provides insights, services, and content purely for informational and member facilitation purposes. By using the Website, you agree to the terms laid out in this Privacy Policy (“Policy”). This Policy is in accordance with applicable Indian laws including the Information Technology Act, 2000 and amendments thereto. If you do not agree to this Policy, please refrain from using this Website. --- 1. Information Collection a) Cookies and Similar Technologies We use cookies or similar technologies to enhance your user experience. These are small data files used to identify devices and preferences anonymously. They help us: Recognize repeat visits Understand screen/device details Improve Website performance and personalization b) Log File Information When you visit our Website, we automatically collect certain information such as: IP address Browser type Operating system Date and time of access c) Clear GIFs (Web Beacons) We may utilize web beacons to understand traffic patterns anonymously without collecting any personal identification. --- 2. Purpose and Use of Information We may process non-personal information to: Deliver content upon request Customize Website experience Remember member preferences Measure usage metrics Debug technical issues Improve functionality and performance --- 3. Information Sharing and Disclosure We do not sell or share personal information with third-party advertisers or external platforms without consent. We may disclose information to government or regulatory authorities if legally required or under good-faith belief that such disclosure is necessary. --- 4. Storage and Retention Information is retained only as long as required for legitimate purposes, or as mandated by law or regulations. Upon completion of its purpose or end of the retention period, data will be securely deleted in line with BLSSSMB’s data policy. --- 5. Reasonable Security Practices BLSSSMB has implemented technical, administrative, and physical safeguards to secure all user-related data. While we strive to use commercially acceptable methods to protect your information, no system can be 100% secure. We undertake: Internal audits Server and firewall protections Limited and role-based data access --- 6. Third-Party Products, Services, or Websites The Website may contain links to external websites or services. These are governed by their respective privacy policies, over which BLSSSMB has no control. We recommend reviewing the privacy terms of any such linked platforms before sharing information or using their services. --- 7. Your Consent By accessing the Website or submitting your information, you provide explicit consent to BLSSSMB to process such data in accordance with this Policy. --- 8. Changes to this Policy BLSSSMB reserves the right to modify this Policy at its discretion. Updates will be posted on the Website. Continued use of the Website after changes implies your acceptance of the revised terms. We will not reduce protection standards retroactively without appropriate communication. --- 9. Contact Us For queries or feedback related to this Privacy Policy or your data rights, please contact us at: 📩 Email: support@blsssm.nif.in 📍 Registered Office: 🌐 Website: https://blsssm.nif.n We aim to respond within a reasonable time frame and will notify you in case of any delays.